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Comprehensive Car Insurance provides cover for your car and for damage to other people’s cars and property, while Third Party Car Insurance only covers the damage you cause to other people’s cars and property. Here are some main differences between the 2 covers:
COMPREHENSIVE CAR INSURANCE
New customers save $100
Discount automatically applied when you get a quote online
AAMI Comprehensive Car Insurance covers you for damage to both your car and to other people's vehicles + property
For damage to someone else’s vehicle or property, we’ll insure you for up to $20 million. For damage to your car we’ll insure you for up to your amount covered.
We’ll also insure you for up to your amount covered if your car is stolen or if it’s damaged by Fire, Hail, Storm or Flood.
THIRD PARTY PROPERTY DAMAGE
New customers save $20
Discount automatically applied when you get a quote online
Covers you for up to $20 million worth of damage that you cause to other people's vehicles + property only.
With Third Party Car Insurance, you won’t be insured for damage caused to your car if it’s your fault.
Cover for Fire & Theft (up to $10,000) is available as an Optional Extra with Third Party Property Damage Car Insurance.
You won’t be covered for damage caused by Hail, Storm or Flood.
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